Providing Excellence and Professionalism in Community Association Insurance Services since 1991
Request a Certificate of Insurance
Master and Custom-Tailored Certificates of Insurance are available for homeowners and lending institutions within our insured community associations.
Request an Insurance Proposal
Get a side-by-side comparison of your current insurance coverage with recommendations to optimize your coverage at the lowest cost possible.
Welcome to the Roy Palacios Insurance Agency
Specializing in Common Interest Development Insurance Services
What Our Clients Say...
“I have had the pleasure of working with Roy Palacios Insurance Agency for over a decade. The property management industry can be one with quick deadlines and demanding needs and Roy Palacios and his team have never let me down. Their entire team is professional, kind, educated, and always eager to serve their clients and communities in any way that they can."
Kendrah Kay
VP of Management Services
Powerstone Property Management
“The team at Roy Palacios Insurance Agency have always been so kind and helpful. I’ve worked with Roy and his staff for over 10 years and I’ve always had a positive experience. They are conscientious of my time and my clients, always providing excellent service in communication, and explanation of benefits, and are available whenever I need them. They have been a great partner!”
Tracie Manriquez
Director of Community Management
Property Management Professionals
“Roy Palacios Insurance has been great to work with over the course of many years for many of the HOAs we service. Available, friendly and able to think out of the box with unique situations, they have been a great resource to both our managers and boards of directors.”
Corinne Crawford
VP of New Community Development
The Management Trust
Our Core Values
Integrity
Honest and Trustworthy
Presenting complex out-of-the-box insurance solutions while maintaining ethical standards and practices.
Intent
Concern and Respect
Acting in others' best interests through the mutual benefits of Farmers Insurance and our agency.
Competence
Experienced and Accomplished
Being viewed as an authority in our industry through product knowledge and research.
Results
Responsive and Productive
Achieving the desired objectives by getting things done and exceeding expectations.
Property Coverage Types
RPI provides a broad range of Common Interest Development (CID) insurance products. We do a thorough analysis of your association's insurance requirements by reviewing your legal documents, doing a side-by-side comparison of your current insurance coverage, and making recommendations on the best coverage and lowest cost possible for our HOA Clients. We will attend Board of Directors meetings in person, virtually, or by conference call to present our offer of insurance and answer all insurance-related questions.
Condominiums (High-Rise, Mid-Rise, Mixed-Use)
Commercial Projects
RPI provides an extensive range of products to insure Business Parks and Apartments. We will work with your team to provide solutions that make sense for your property.
CID-Focused Coverage Types
Liability
Premises & Operations, Personal Injury, Parking, Recreation Facilities
Fidelity Bond Coverage
Including Management Company
Directors & Officer
Including Management Company
Past & Present Board Members
Including Discrimination
Earthquake Coverage
High-Rise Specialty Programs
Workers’ Compensation
Umbrella Liability
What To Expect
RPI understands the urgency of insurance requests. We maintain a team of licensed professionals onsite to answer questions and solve problems to ensure same-day resolution of any issue. Our management team is available to attend association board meetings and to provide training and education to property managers so that they remain on the cutting edge of industry trends.
Management Companies
Most proposals are provided in 24 hours
Coverage includes Management Company
Legal review of Association Documents to maintain compliance with CC&Rs and Civil Codes
Developers
Coverage for Developer-controlled Boards
Customized database to handle the most complicated communities
Seamless Annexation Phase integration
Budget Consultants
Ability to handle all CID product types
Complicated proposals are provided within a 24-hour turnaround at no cost.
Complicated Phasing Schedules prepared to your specifications
